Wednesday, October 31, 2012

A Long Overdue Update

I know.

I know i know i know. I haven't updated in WEEKS! And I do apologize. I woke up a couple of mornings and said "I am going to blog today!" and then something would happen that would make me very pissed off at money and money related things. So I thought it best not to blog on those days. :)

Today, a cool dude I know from all that Lindy Hopping I do found me on twitter and therefore found my blog. He's a fellow Dave Ramsey fan and I thought "hmm. maybe I should update this thing!" is my update.

And I am really, very truly proud of myself.

I went to all 9 classes, did my homework, and didn't hurt anything or anyone at all!!!

Seriously...I have been in school for a total of 17 years...and the 9 weeks I was in Financial Peace were quite possibly the most valuable weeks of learning I've ever had. 

I'm not saying I would have particularly adhered to all the steps/rules when I was in high school, or getting ready to go to college, but I believe I would have been in a better position than I am now, or even when I graduated college.

And even though I had some crazy things thrown at me, such as my car going to car heaven and insurance craziness, I still feel much better about my finances than I did when I first started the class.

The crazy part?

My income is still fairly the same when I started. I just know what to do with it now. And it's a great, great feeling.

I am no longer feeling hopeless or scared when it comes to my debt or income. I feel more patient with my debt. I know it will get paid off. And I know I'm doing everything I can to pay it off. And that will be enough to pay it off.

I want to encourage EVERYONE to go through Financial Peace. Whether you are 15 or 60, there is always time to improve your finances, or learn how to NOT screw it up. It's a 9 week class, and if you attend faithfully and do your homework and budgets faithfully, I promise good things will come out of it. Good things that will benefit you for the rest of your life...all from just 9 weeks. (that's not that long...)

If you truly care about getting your finances on the right track..TAKE THIS CLASS.

My favorite class was the last one. It was a lesson about giving. It just gives you a peek at what wonderful things you can do with money once you are debt free. I truly can't wait to get to that point. 

More than getting myself out of debt, I want to be able to give money to charities I believe in, or people that need it, without having to think twice. I want to be able to pay for my kids to go to whatever college they want. And I know that can happen! I know I've started early enough, and have the knowledge to be able to achieve those goals. And most importantly, I know I have someone (a very handsome someone) beside me to help me achieve my goals. (Who, I should go ahead and publicly thank for asking me to do this with him and for being so so supportive of me. Thanks, Brett. I love you.)

I really appreciate everyone's support and encouragement during FPU. So many times I received facebook messages or posts or just had random conversations with people who have done it before, and I really enjoy hearing their success stories. 

I am already enjoying sharing my experience with other people, and I really can't wait to share my progress and achievements with everyone! I hope you all have enjoyed reading about my progress through the class, and will continue to follow me until I reach debt freedom!

Feel free to contact me on here with any comments or questions or success stories! You can also follow me on twitter! :)

Oh, and one more thing...Happy Halloween! :)

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